Disclaimer

Your use of this website indicates your acknowledgment and agreement to this disclaimer. This website may be linked to other websites which are not maintained by Heavy Commercial Vehicle Underwriting Managers (Pty) Limited (HCV). The inclusion of any link to such websites does not imply approval or any endorsements by HCV of the websites or content thereof.

The material contained in these web pages is provided for general information purposes only.

While we have taken every care and effort to ensure the accuracy of the information provided, we Heavy Commercial Vehicle Underwriting Managers (Pty) Limited (HCV) make no representation and give no warranty, whether express or implied, relating to the correctness of the information in these web pages. We accept no responsibility for, and the user indemnifies us harmless from, any loss, liability, damage or expense of whatsoever nature (including but not limited to direct, indirect and consequential loss), arising from reliance on information contained in these pages, or otherwise connected with the information in these pages [whether arising from breach of contract (fundamental or otherwise), delict, negligence, gross negligence or otherwise].

The content of this site is provided "as is" without any warranty of any kind, express or implied. We are not responsible for any content posted by any user of this service. Any opinion expressed by a user does not necessarily represent our opinion. No use of, or reliance on, any materials included in this site shall be deemed to give rise to a Physician-Patient or Insurance Agent-Client relationship. No material included in this site shall be deemed to present the only or necessarily the best method or procedure with respect to a matter discussed on this service; rather, any such material shall be acknowledged as the approach or opinion of the discussing party only.

Except where otherwise stated, we own the copyright of all site contents. You may not modify, republish, post or transmit anything you obtain from this website, including anything you download from the site. You are prohibited from creating any kind of hyperlink from any other site to ours unless you first obtain our written permission. All trademarks, service marks, trade names, logos, and icons are proprietary to Heavy Commercial Vehicle Underwriting Managers (Pty) Limited.

In the event of any dispute of whatever nature arising as a result of the use of the information on these web pages, the user (including users resident outside the Republic of South Africa) accepts that the law of the Republic of South Africa shall apply.